Facts & Articles On The Different Types Of Insurance

Nationwide Insurance Launches SmartRide Program for Teens and Parents

COLUMBUS, Ohio (Business Wire EON) May 5, 2008 -- Developed in association with the National Safety Council, SmartRide(SM) is an online learning and coaching program designed to better prepare teen drivers for the road ahead. Participants completing the program could also save up to five percent on their teen's auto insurance in areas where applicable.

"Teen drivers are disproportionately involved in car accidents in the United States," said Bill Windsor, associate vice president of safety at Nationwide. "Nationwide SmartRide(SM) offers families extraordinary access to information and tools that will help young drivers become smart drivers."

Nationwide SmartRide(SM) has three main components:

    -- Nationwidesmartride.com

        This website is a free, one-stop resource featuring sections

        for both parents and teens with separate content tailored to

        each audience. It is available free to anyone regardless of

        whether they are a Nationwide customer.

        It offers parents extraordinary access to information and

        tools that will help them as they guide their children to

        become smart drivers. It provides teens with practical

        techniques and driving tips to help them develop and practice

        good driving habits, particularly as they relate to the top

        causes of teen crashes.

    -- SmartRide(SM) Learning Sessions & Tests

        Nationwide customers can access additional content through

        SmartRide(SM) Learning Sessions & Tests. The sessions are

        interactive, narrated tutorials that address key driving tips

        and behaviors, focusing specifically on the top causes of teen

        crashes and violations.

        With SmartRide(SM) Learning Sessions & Tests, teens learn

        driving tips such as how to be more aware of their

        surroundings while driving, driving at night and in bad

        weather, and how to deal with distractions such as friends,

        phones and music. The knowledge acquired in these sessions is

        then evaluated through six online certification tests.

        SmartRide(SM) also asks parents to participate in 75 hours of

        in-car driving with their teen to help reinforce the valuable

        lessons learned online. When the tests and in-car driving

        hours have been completed, the teen will be "SmartRide(SM)

        certified."

    -- SmartRide(SM) Discount

        To recognize the efforts of teens and parents, Nationwide will

        offer a discount that will apply to the teen's premium once

        they have been SmartRide(SM) certified.

        The discount saves young drivers up to five percent and is

        applicable up through age 24. The SmartRide(SM) discount is

        already available in Ohio, West Virginia, Virginia, Washington

        D.C., Delaware and Maryland.

The importance of smart driving knowledge is significant. According to the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration, automobile crashes are the leading cause of death among American teens.

"At Nationwide, we are committed to ensuring roadway safety for all drivers," said Windsor. "To save the lives of young people and protect others on the road, we must equip young drivers with the knowledge necessary to reduce the risks that lead to accidents."

For more information about teen driving and the SmartRide(SM) program, please visit www.nationwidesmartride.com.

Nationwide, based in Columbus, Ohio, is one of the largest diversified insurance and financial services organizations in the world, with more than $161 billion in assets. Nationwide ranks #108 on the Fortune 500 list. The company provides a full range of insurance and financial services, including auto, motorcycle, boat, homeowners, life, commercial insurance, administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and health and productivity services. For more information, visit www.nationwide.com.

Nationwide, the Nationwide Framemark and On Your Side are federally registered service marks of Nationwide Mutual Insurance Company. SmartRide is a service mark of Nationwide Mutual Insurance Company.

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