Facts & Articles On The Different Types Of Insurance
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BCAJ Southern California Insurance Center Helps Seniors in a Down Trending Economy with Life Insurance Settlements
San Diego, CA (PRWEB) March 25, 2008 -- As the American economy continues to slow, many older adults are watching their retirement savings shrink or the growth of their assets grind to a halt just when they need them most. High net worth senior citizens may now be able to find some financial relief through the relatively new process of life settlements. Now, seniors can sell their unneeded life insurance policies to a third party for more than its cash surrender value.
"We see a lot of clients who have been putting their dreams on hold their entire lives and now that they're retired, they want to really live," comments Robert Hamzey, President of BCAJ Southern California Insurance Center (http://www.southerncaliforniainsurancecenter.com/life_settlements.html), a company that brokers life insurance policies for clients. "Unfortunately, dreams are often expensive to finance. Life insurance settlements can be a great solution for our clients."
The value of a life insurance settlement is based on a variety of factors including the type of insurance policy on sale as well as the health and age of the insured. Most types of life insurance policies can be sold as Life Settlements (http://www.southerncaliforniainsurancecenter.com/life_settlements.html) including: Universal Life, Whole Life and convertible Term Life.
Seniors may opt for a life insurance settlement for a variety of reasons. Some may no longer wish or be able to pay the premium on a policy. Others are in need of funds to pay health related or other expenses. "Others simply don't need their policy anymore," adds Hamzey of SCIC. "Their families are taken care of, and they don't want the burden of high premiums."
Anyone considering a life settlement is encouraged to contact a financial adviser at BCAJ Southern California Insurance Center (http://www.southerncaliforniainsurancecenter.com/life_settlements.html) for a free life insurance appraisal.
BCAJ Southern California Insurance Center is dedicated to serving the investment needs of their clients. With an exceptional team of attorneys, accountants and planners on staff, BCAJ provides clients with the financial expertise to protect and grow their portfolio and realize their long-term goals. The Omega Life Settlement Fund managed by BCAJ Southern California Insurance Center is an excellent long-term high yield investment.
To learn more about life settlements or investing in the Omega Life Settlement Fund managed by BCAJ Southern California Insurance Center, please contact Robert Hamzey, at (760) 685 - 7466 or at http://www.southerncaliforniainsurancecenter.com.
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