Facts & Articles On The Different Types Of Insurance

Insurance Company Warns Baby Boomers to Plan Ahead on Life Insurance

Carlsbad, CA (PRWEB) January 10, 2008 -- Platinum Insurance, an online source for life insurance information and policies, is responding to a recent study by America's Health Insurance Plans that reported a startling statistic that baby boomers have not focused on planning for long-term care expenses. With the misconception that long-term care costs will be covered by Medicare or another form of health insurance, Platinum Insurance is being proactive and helping many seniors adjust their plans.

Most experts agree that this is an oversight that could have financially devastating consequences if gone unfixed. When looking at benefits of any life insurance policy, many people are only looking at benefits in the moment. The reality is that most health insurance plans do not cover long-term care expenses.

According to www.platinuminsurance.info, retirees in need of long term healthcare could deplete their assets rather quickly if they do not plan for long term healthcare. The average cost of a nursing home stay is more than $67,000 per year and exceeds $100,000 per year in some urban areas. Assisted-living facilities can cost more than $35,000 per year, while home care agency rates average $37 per hour for a licensed practical nurse and $19 per hour for a home health aide.

With the cost of medical healthcare on the rise, many companies are concerned for the available funds for the baby boomer generation. For more information on life insurance plans and options, visit platinuminsurance.info.

About Platinum Insurance:

Platinum Insurance provides the best services for anyone who needs help with life insurance. The business was created for those who want to find out more about life insurance, term life insurance, whole life insurance and universal life insurance. The team at Platinum understands that not many people like to talk about life insurances. But they also realize that the policies are something that every person should have which is why they continue to provide quality customer service.

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